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Legal & Privacy

Terms of Service and Privacy Policy for Front Range Health

Privacy Policy

Last updated: April 1, 2026

Front Range Health ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard the information you provide when you contact us, submit a form, or use our website at frontrangehealth.org.

Information We Collect

We collect information you voluntarily provide, including your name, phone number, email address, state of residence, and insurance needs when you submit a contact form, lead form, or book an appointment. We may also collect basic usage data such as pages visited and browser type through analytics tools.

How We Use Your Information

We use your information to contact you about health, life, and Medicare insurance options; schedule and confirm appointments; send appointment reminders and service-related communications via SMS, phone, and email; and improve our services. We do not sell your personal information to third parties.

SMS Communications

By submitting your phone number through any form on this website or through our advertising, you consent to receive automated SMS messages from Front Range Health related to your insurance inquiry, appointment scheduling, and follow-up communications. Message and data rates may apply. You may opt out at any time by replying STOP to any message. For help, reply HELP.

SMS Opt-In — No Sharing Policy

Your phone number and SMS opt-in consent will not be shared with, sold to, or used by any third party for their own marketing purposes. SMS consent and phone numbers collected through this website are used solely by Front Range Health to communicate with you about your insurance inquiry. This information is never shared with third parties or affiliates for marketing purposes.

Cookies & Tracking Technologies

Our website uses cookies and similar tracking technologies to improve your browsing experience and analyze site traffic. Cookies are small data files stored on your device. We use:

  • Essential cookies: Required for the website to function properly.
  • Analytics cookies: We use tools such as Google Analytics to understand how visitors interact with our site. This data is aggregated and anonymous.
  • Advertising cookies: We use Meta Pixel and similar tools to measure the effectiveness of our advertising campaigns. These tools may collect information about your activity on our site.

You may disable cookies through your browser settings. Disabling cookies may affect certain features of the website. By continuing to use this website, you consent to our use of cookies as described above.

Your Rights

You have the right to request access to, correction of, or deletion of your personal information. To exercise these rights, contact us at [email protected]. You may also opt out of SMS communications at any time by replying STOP to any message, or opt out of email communications by clicking the unsubscribe link in any email.

Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the internet is 100% secure.

Contact Us

If you have questions about this Privacy Policy, contact us at:
Front Range Health
Email: [email protected]
Phone: 303-775-2733
Website: frontrangehealth.org


Terms of Service

Last updated: April 2, 2026

By accessing or using the Front Range Health website at frontrangehealth.org, you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

About Our Services

Front Range Health is an independent health insurance brokerage operated by Walt Scarborough. We help individuals and families find health, life, Medicare, and supplemental insurance coverage. We are licensed in Colorado, Florida, Tennessee, Oregon, South Carolina, and Texas. Insurance products are offered through licensed carriers and are subject to carrier approval and state availability.

SMS Messaging Program

By submitting your phone number through any form on this website or through our advertising, you agree to receive SMS text messages from Front Range Health. Our SMS program is used to:

  • Follow up on your health insurance inquiry
  • Schedule and confirm appointments with Walt Scarborough
  • Send appointment reminders and service-related updates
  • Provide information about health insurance plan options

Message frequency varies based on your inquiry and interaction. You may receive up to 5 messages per month. Message and data rates may apply. Carrier charges may apply depending on your mobile plan.

How to Opt Out of SMS

You may opt out of SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive one final confirmation message and no further SMS messages will be sent. To re-subscribe, reply START. For help, reply HELP or contact us at [email protected].

SMS Consent Is Not a Condition of Purchase

Your consent to receive SMS messages is entirely voluntary and is not required to receive insurance quotes, consultations, or any services from Front Range Health. You may request a consultation by calling 303-775-2733 or emailing [email protected] without providing SMS consent.

Age Restriction

Our SMS messaging program and services are intended for individuals who are 18 years of age or older. By submitting your information and consenting to receive SMS messages, you confirm that you are at least 18 years old.

Carrier Liability Disclaimer

Mobile carriers are not liable for delayed or undelivered messages. Front Range Health is not responsible for any delays in SMS message delivery caused by your mobile carrier or network conditions.

No Guarantee of Coverage

Information provided on this website is for general informational purposes only and does not constitute a guarantee of insurance coverage, pricing, or eligibility. All coverage is subject to carrier underwriting and approval.

Limitation of Liability

Front Range Health shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information provided herein.

Governing Law

These Terms are governed by the laws of the State of Florida.

Contact & Support

Front Range Health
Operated by Walt Scarborough, Licensed Insurance Broker
Email: [email protected]
Phone: 303-775-2733
Website: frontrangehealth.org
Privacy Policy: frontrangehealth.org/legal