About Front Range Health

Meet Walt Scarborough

Independent insurance broker. Action sports enthusiast. Advocate for people who deserve straightforward, affordable health coverage.

4
Years Licensed
1,000+
Clients Helped
6
States Licensed
9+
Top Carriers
Walt Scarborough — Front Range Health

Credentials & Licenses

  • Licensed Insurance Broker
    CO · FL · TN · OR · SC · TX
  • ACA Marketplace Certified
    Annual federal certification
  • Medicare Certified
    AHIP certified annually
  • Florida-Based
    Serving clients in 6 states

Outside the Office

SnowboardingMotorcyclesDirt BikingRunning

My Story

Licensed at 18. Helping Clients Since Day One.

I got my insurance license just a few weeks after graduating high school and went straight into life insurance sales. Early on, I kept getting asked about health insurance — clients needed it, but nobody was helping them navigate it. So I got licensed to sell health insurance too, and it quickly became clear that this was where I could make the biggest difference.

That's when I made the decision to start Front Range Health. I've been licensed for four years now and have helped over 1,000 clients find coverage that actually works for their lives. What I do isn't just enrollment — I work one-on-one with every client to manage their renewals each year and stay available for any questions they have along the way.

My focus is on minimizing large out-of-pocket costs. Most people don't realize how exposed they are until something serious happens and they're staring down a $5,000 deductible or a $10,000 out-of-pocket maximum. That's why I specialize in pairing health plans with supplemental policies — accident, critical illness, and hospital indemnity coverage — so that in the event of something catastrophic, my clients don't have to worry about those numbers. The plan covers it.

When I'm not working, I'm usually doing something that involves speed or adrenaline — snowboarding, riding motorcycles, dirt biking, or running.

How I Work

Minimize Out-of-Pocket Costs

My specialty is pairing your health plan with supplemental policies — accident, critical illness, and hospital indemnity — so that if something catastrophic happens, you never have to worry about your deductible or out-of-pocket maximum. These plans fill the gaps that standard insurance leaves behind.

One-on-One Relationship

I work directly with every client — not a call center, not an assistant. I manage your renewal every year, proactively review your plan as your life changes, and I'm always available when you have questions.

Education Over Sales

I got into this industry because people were confused and overpaying. My job is to make sure you understand exactly what you're getting, why I'm recommending it, and what it will actually cost you when you use it.

"Walt was able to navigate the insurance policies and find me great Medical and Dental insurance at an affordable price. He even made sure all my doctors were in-network."

— Debbie Kaikaka, Verified Facebook Review

Appointed with Top Carriers

Aetna
Cigna
UnitedHealthcare
Ambetter
Humana
Oscar Health
BlueCross BlueShield
Molina Healthcare
Transamerica

Licensed & Ready to Help In

FL
Florida
CO
Colorado
TX
Texas
TN
Tennessee
OR
Oregon
SC
South Carolina